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Masterpiece® Insurance

Home Contents

Essentially a personal possessions policy, our Home Contents policy provides a wide coverage for personal property ranging from clothes, to books, to household furniture & appliance. Unlike many policies in Singapore which only covers named perils within a location or within Singapore only, our Home Contents policy provides policyholders with an all-risk world-wide cover. We even include automatic inland transit cover on your covered belongings during your move to a new home within Singapore.

Valuable Articles

Chubb is also proud to be a unique insurer of individually-owned valuable articles. Through our Masterpiece insurance policy, you protect your financial investment in jewelry, collectibles, china, crystal, silver, artworks, furs, antiques and virtually any other type of valuable.

As a leading insurer of private collections and valuable articles, we are pleased to announce that Chubb has established relationships with some of the finest experts in the industry.

Chubb's Masterpiece® Valuable Articles Coverage helps.

Here are some of our unique features:

Itemized coverage. This option allows you to determine the insured value of each of your possessions. In the event of a total covered loss of an item, you will receive 100% of the insured value. There is no deductible, no depreciation, no surprises.
Breakage protection. Coverage for breakage or damage to fragile items is automatically included. This coverage is typically restricted or excluded in many homeowners policies in the market.
Coverage for "mysterious disappearance." Many homeowners policies don't cover valuable items that are lost or misplaced, especially when they disappear away from the home. A Chubb valuable articles policy provides coverage in these situations.
Worldwide coverage. Your valuables are automatically covered wherever you take them—anywhere in the world.
Hassle-free appraisal requirements. Unlike many other insurance companies, Chubb does not require an appraisal for every piece that you itemize. For most possessions, we simply need a description of the item and a value. We generally require a receipt or a valuation certificate only for items worth more than S$25,000.
Coverage for pairs and sets. If a piece of an itemized pair or set (like earrings or a set of silver) is lost or damaged in a covered loss, you have the option to provide us with the remaining piece(s), and you will receive the coverage amount for the entire set.
Cash settlement. Unlike other insurance companies, you are not required to replace itemized valuables in the event of a loss. You can choose a cash settlement, or replace your valuables at the dealer of your choice. The decision is yours.
Coverage for newly acquired items. If you acquire a new item and already have similar articles insured with itemized coverage, your new item is automatically covered for 90 days for up to 25% of the total itemized coverage for those similar articles (maximum S$50,000).

Chubb’s first-rate Claim Service

In a recent survey of Chubb customers who reported a claim, more than 97% of respondents said they were "very satisfied" with our claim service.

Chubb's exceptional claim service will acknowledge your notification of claim within 24 hours, and once we have agreed to settle your claim and upon receipt of all relevant documents, we will make payment within 48 hours.

So for a unique product with one of the widest coverage of personal possessions, why not consider the Masterpiece policy - provided to you by Chubb Insurance.


(65) 6510 7372

Disclaimer

For promotional purposes, Chubb refers to member insurers of the Chubb Group of Insurance Companies. The information in this brochure is descriptive only. The precise coverage afforded is subject to the terms and conditions of the insurance policy when issued. Chubb recommends considering its policy wording in deciding whether to acquire or to continue to hold Chubb insurance products.

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